Purchase of Health Insurance Plan

Current Scenario of Health Insurance Plans

Purchase of Health Insurance Plan

Currently, in the United States, an individual is not required to  purchase a health insurance plan. However, according to Section 1501 of  the PPACA, beginning in 2014, “Individuals will be required to maintain  minimum essential coverage beginning in 2014. Failure to maintain  coverage will result in a penalty of $95 in 2014, $350 in 2015, $750 in  2016 and indexed thereafter.”

Currently, employers are not required to provide health insurance  coverage to their employees. However, in 2014, the employers’  responsibility in health insurance coverage will change, according to  the PPACA. This is the latest update in a long line of US health care  reform efforts.

Using South University Online Library or the Internet, search on the  topic of latest health care reforms. On the basis of your research and  your understanding of the topic, answer the following questions:

  • Track the progress of health care reform efforts in the US history  starting with the early 1900s detailing the role of Presidents’  attempting to pass health care reform.
  • Give your views on the AALL’s efforts to pass National Health Reform.
  • What are the issues of culture, politics, and special interests in  the United States that have made health care reform difficult to  achieve?
  • Of these three issues, which issue do you find to be the most difficult to overcome? Why?
  • What is path dependency? What has this been an issue in health reform? How can the power of inertia be overcome?
  • What are the advantages and disadvantages of PPACA that was passed in 2010?

What is Private Health Insurance?

Most Americans have private group health insurance through their employers. After that, Medicare and Medicaid, both public programs, cover the next largest population groups.

Private health insurance is not offered by state or federal government, or through an employer. Instead, individuals and families buy these policies directly from insurance companies or through the Health Insurance Marketplace.
When You Might Need Private Health Insurance

Private health insurance is sometimes required if you are:

A young adult 26 years of age or older. Under provisions of the Affordable Care Act (ACA), you can stay on your parents’ health insurance policy until you tun 26 years old. After that, you need your own policy.
Unemployed. If you lose your job, you may be eligible to continue with your employer’s health insurance plan under COBRA. You have to pay the full cost yourself—and it’s notoriously expensive. You may want less-expensive private coverage instead.
A part-time employee. Part-time jobs rarely offer health benefits. If you work part-time, you usually must supply your own health insurance.
Self-employed. Unless you can be covered under a spouse or partner through their job, you must provide your own health insurance if you work for yourself.
An employer. If you start a business and have employees, you might be required to offer them health insurance. Even if it’s not required, you might want to offer it to be a competitive employer who can attract qualified job candidates. In this situation, you will have to shop for a business health insurance plan, also known as a group plan.
Retired (or spouse/parent retires). When you retire, you will likely no longer be eligible for employer-sponsored health insurance. If you are under 65 and not disabled, you will need individual private insurance until you turn 65 and can apply for Medicare. Even after signing up for it, many retirees purchase private Medigap or Medicare Advantage plans to supplement or replace Medicare coverage. By the way, Medicare, Medigap, and Medicare Advantage plans are truly individual—no family coverage allowed. This means that families previously insured through the retiree’s employer may need private insurance when that person retires.
Dropped by your existing insurer. Although the ACA prevents insurers from canceling your coverage or penalizing you for a pre-existing condition—or because you made a mistake on your application—there are other circumstances when your coverage may be canceled or get so expensive you can’t afford it.

Nursing Assignment Help
Calculate your paper price
Pages (550 words)
Approximate price: -

Why Work with Us

Top-notch Quality and Well-researched Paper

Here at Nursingassinmentshelp.com, we emphasize thorough research to ensure top-notch quality papers. We are aware that nursing learners should possess in-depth knowledge of research-based practices. As a result, we ensure that our writers strictly adhere to your instructions and are willing to add the touch of extra research to provide well-researched papers. At Nursingassinmentshelp.com, you can choose your academic level: high school, college/university, or post graduate levels. *Note: we emphasize extensive research and uncompromised quality regardless of your academic level.

Professional and Experienced Academic Writers

Our team of professional writers are well-versed with a wide range of health-related topics. Apart from reputation and experience in diverse topics, our writers are determined to follow instructions to provide quality papers. Many are native speaker and capable of adhering to up-to-date writing guidelines. With your collaboration, our writers will ensure that your academic journey is smooth and excellent.

Free Unlimited Revisions

You have the autonomy when it comes to scrutinizing our service. Therefore, you can send your order for free revision when you feel that we have missed some aspects consistent with instructions. Once we deliver your paper, you have up to 10 days to submit your order for review. You can do this by logging into your personal account or by contacting our support. Note that your paper's quality is our mission here at Nursingassignmentshelp.com.

Timely Delivery and 100% Money-Back-Guarantee

Timely delivery is a profound indicator of academic excellence. Here at Nursingassignmentshelp.com, we are aware that class assignments are timed and deadline-sensitive. Therefore, we deliver all papers in time without compromising their quality. Regardless of tough deadlines, we ensure that we address every aspect of the papers' instructions. In case we need more time to complete your paper, we shall collaborate with you for deadline extension. In case you cannot provide use with more time, we guarantee you a 100% refund. Remember, your satisfaction is our primary objective.

Original & Confidential

Plagiarism is a punishable offense that may cost you your present and future professional development. With this knowledge, we endeavor to deliver original, plagiarism-free papers. We use several proven software and tools such as Turnitin, LopesWrite, Safe Assign, and Copyscape to check your paper's originality before delivering it to you. Further, our editorial team emphasize word-to-word review of all quotations and citations to ensure that all the papers are original.

While you may feel that providing your information could infringe your privacy, we promise to keep your information confidential and secure by desisting from sharing individual data to third-party users. We value your information since it enables us to communicate with you and provide quality services.

24/7 Customer Support

Consistent and timely communication is crucial in ensuring quality services. Our support agents are available 24 hours a day and 7days a week with the commitment to providing you with the best customer service. In case of any suggestion or clarification, get in touch with us via the life chart option, email, or WhatsApp.

Try it now!

Calculate the price of your order

Total price:
$0.00

How it works?

Follow these simple steps to get your paper done

Place your order

Fill in the order form and provide all details of your assignment.

Proceed with the payment

Choose the payment system that suits you most.

Receive the final file

Once your paper is ready, we will email it to you.

Our Services

No need to work on your paper at night. Sleep tight, we will cover your back. We offer all kinds of writing services.

Essays

Essay Writing Service

No matter what kind of academic paper you need and how urgent you need it, you are welcome to choose your academic level and the type of your paper at an affordable price. We take care of all your paper needs and give a 24/7 customer care support system.

Admissions

Admission Essays & Business Writing Help

An admission essay is an essay or other written statement by a candidate, often a potential student enrolling in a college, university, or graduate school. You can be rest assurred that through our service we will write the best admission essay for you.

Reviews

Editing Support

Our academic writers and editors make the necessary changes to your paper so that it is polished. We also format your document by correctly quoting the sources and creating reference lists in the formats APA, Harvard, MLA, Chicago / Turabian.

Reviews

Revision Support

If you think your paper could be improved, you can request a review. In this case, your paper will be checked by the writer or assigned to an editor. You can use this option as many times as you see fit. This is free because we want you to be completely satisfied with the service offered.

Open chat
Get in Touch with Our Live Chat Agents via WhatsApp at +1(256)-743-6183. Get Unlimited Access to Answers on Any Queries With Your Paper.